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What is a good master's degree to get after getting my criminal justice bachelor's degree? law answers (497402)

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Is it recommended to borrow from a 401K?

A:  The Paralex Advantage Program may be able to help you without having to cash in your 401K The advanced software determine how to use equity in property to pay off debts and mortgages without making bi-weekly payments. Visit www.paralexadvantage.com and www.paralexcapitalllc.com Regards: SBC There are pluses and minuses to consider when thinking about borrowing money from your 401k. Please take a look at the link provided below for details, but here is a summary: What are the advantages of borrowing money from your 401(k)? You won''t pay taxes and penalties on the amount you borrow, as long as the loan is repaid on time. Interest rates on 401(k) plan loans must be consistent with the rates charged by banks and other commercial institutions for similar loans. The interest you pay on...

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My boyfriend is graduating from law school and I want to get him a gift?

A:  If you don''t want to spend a ridiculous amount of money, it would probably be better to buy him a nice pen, or a couple of ties (lawyers wear a lot of suits). A lawyer''s work bag / briefcase needs to look elegant and professional, and a good one will cost you at least $100. You can get a good one for around $100, but a really ''impressive'' one will cost $300+; lawyers in firms sometimes spend up to $1000 on a good work bag. (On the other hand, lawyers working for the government, or for non-profits, often use canvas messenger bags similar to what students use, because they tend to make less money and don''t want to...

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Does my Home Owner’s Association have the Right to Dig a Trench and Leave a Mess on my Property?

A:  “I live in Conroe, Texas. I have a 1 acre peice of property in a gated community. There is a 14 ft utility easement at the front of my property as there is a transformer there. The HOA came in on my property and installed Electrical power panels to service a gate for back entry/ exit to the sub division. They did not have my permission. They also dug a trench completely across my property about 2 feet wide to reach the transformer for power to the gate and when finished left my property in a mess. My question is, did the HOA have the right to do what they did without my permission? It is my understanding that a Utility easement is set up so that the utility company has access to work on equipment they have installed, not for the HOA to come in and do as they wish with. Can someone...

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Sallie Mae is using my DTI as an excuse to not remove a co-signer. Is that legal?

A:  It seems unfair Sallie Mae would say you can remove a co-signer by meeting a certain condition, and then pull the rug out from under you by adding a second condition when you meet the first. Before I discuss your contract with Sallie Mae, let us look at the company''s excuse, namely your debt-to-income ratio. Debt-to-Income Ratio Summary Debt-to-Income ratio (DTI) is a comparison of your monthly gross income and your monthly repayment obligations to creditors. For example, if you bring home $2,000 each month and your debt payments total $500, your DTI would be 25%. When you apply for new credit, potential lenders look at your DTI to determine if you can afford your current debt payments, and if so, how much additional debt you can afford to repay. DTI is one of the most important factors...

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I was wondering what the point of the constitution is if they''re trying to repeal it?

A:  Who''s trying to repeal the Constitution? The founding fathers were insightful and thoughtful, and provided a mechanism for change---if enough people consented to it, called amendments. The reason to repeal the 14th is obvious. Too many people leeching of off Americans. Driving down wages, skyrocketing social services and medical care. the 14th did not come along until the mid 1800, and it was written so that the south could not deny slaves the same rights as the rest of the people of the USA. it is being abused. i read one china companies offers 3 month american vacations to pregnant women, two month before the bay is born and one month after, at which time, they go back to china but their children now have american citizenship and privileges. abuse and the 14th needs to be adjusted, not...

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is this a bad time to invest in 401k?

A:  Yes, it is a good time. That is not to say your account won''t decline in value at the beginning. The important thing to know about the stock market is that over the course of a year, most of the gains happen over a short period of time. People who time themselves into and out of the market can do serious damage to long term results by missing only the best few days of the year. When the market goes down, your monthly deposits will be able to purchase more shares, thereby putting you in a strong position for when the market recovers. It is ALWAYS a good time to invest money for your retirement....

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What are all the possible ways you could immigrate to a country?

A:  You could immigrate to Australia without meeting any of those conditions but you would need qualifications and experience in an occupation on either their Skilled Occupations List (SOL) or on the list of occupations eligible for sponsorship by a state or territory. 1. Have a job in hand before you get there, or be sponsored by a company 2. Have family connections 3. Is a refugee 4. Have admission to a university/college, getting a student visa 5. Is some extraordinary person being granted honourary citizenship Numbers 4 and 5 are NOT options. Students must go home after they graduate and NOONE ever gets honorary citizenship In Canada, #4 and #5 do not exist as options. Foreign students must return to their home country once their studies in Canada are complete....

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What''s a typical break schedule

A:  I'd probably provide two 10-minute breaks. Another alternative, if the individual is working through a customary meal time (lunch or dinner), is to provide one 20-minute meal break. FYI, in CT the only break required by law is a 30 minute, unpaid meal break for those employees who work a shift of 7.5 hours or more. Don't get me wrong, I think all employees who work more than about four hours should receive a rest break. But what is desirable and what is required by law are not necessarily the same thing. "What is a fair break period for an employee who is working, say, 6 hours per day." We really only deal in what is legally required, not fair or unfair. Who's "we"? The OP asked for an...

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What form is needed to quickly deed the property to my wife?

A:  I am prohibited from giving legal advice, such as recommending a particular form. The answer will depend on the names that are on the current deed. For example, when only two spouses are named on a deed, the property is held as joint tenants or tenants by the entireties, depending on the wording in the deed. When one of the spouses then wishes to transfer the deed to the name of only one spouse, it is a transfer from a husband and wife to an individual. If only one spouse is named as the sole owner, it is a transfer from one individual to anotherindividual. Requirements for deeds are governed by the law of the state where the property is located. The deeds offered by USLegalforms comply with the laws of each state. Therefore, a property...

Q: 

What can we do to take away the bitterness?

A:  Those people are not people of Faith or they have a chemical inbalance don''t worry bout those ...takes all kinds to make the world go round...God Bless you & your Family I''m adopted and I am so happy that my parents chose me. I am their daughter and they ARE my parents. I have no idea why people want to steal other people''s joy. You enjoy YOUR son/daughter and give him/her the best life possible!! Some people we can not help because they simply will not help themselves. I don''t care that people post their feeling about their own situation good or bad--I hear it, I acknowledge it and I DON''T dismiss them. I care however -- when they to "SPREAD" ill will, go on the attack or go one step further to TRY to make other people feel bad about their own...