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Are all bankruptcy attorneys the same? law answers (471203)

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Q: 

Do all notaries have more or less the same kinds of services?

A:  In California most notaries that work for companies do simple notarizations which are acknowledgements. Many private notaries try to make money by doing loan package or by becoming loan signing agents. en.wikipedia.org Links: en.wikipedia.org Technically they all have the same authority and responsibility that is dependent upon each state requirements. However, many banks restrict their employee/notaries on what they are willing to allow them to notarize, but that is an internal restriction not a state law restriction. For example, many banks do not want their employee notaries notarizing wills, trusts and deeds. well here in Florida some bank offer only some types of notarizations in there banks and here you can get married through a notary public so i don''t...

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Do all drivers who live in the same household have to be on the same auto insurance policy?

A:  That depends on what you''re asking. If you are asking if they have to be INSURED on the same policy then not at all. You can get discounts from insurance companies if multiple vehicles are insured under the same policy, but sometimes that has to be for drivers all in the same family. If drivers are under 18, they usually go on their parent(s) policy. However, if you''re asking if all drivers in the same household need to be LISTED on the policy, then the answer is often yes. The insurance companies want to know who else might be a regular driver. Here are a couple of websites with info that might help you: http://www.intelliquote.com/resources/auto/auto-insurance-FAQ.asp#household http://financialplan.about.com/od/insurance/a/autoinsurance.htm...

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How come supporters of illegals do not show the same kind of concern for what Mexico does to illegals?

A:  Hypocrisy. It''s ingrained deep in the heart of Hispanics when it comes to culture. Believe me I''m Hispanic and I''ve seen so much ignorance on our individual culture''s part sometimes to the point of embarrassment to call myself one... As for the non-Hispanics, they are just oblivious to what happens outside their comfortable little Mid-west lives and wanna be politically correct. With all the human rights abuses in Mexico why is it nobody ever calls them out on their own shortcomings and massive amount of human rights abuse. Do they just switch off the moral point of view and just look the other way at what Mexico does ? Vince, mexicans are not American Indians, they are aztecs and not the same at all, please don''t insult the real American Indians by putting them in with these...

Q: 

How does a person declare bankruptcy in the Philippines?

A:  I can''t speak to standards in the Philippines, but in the States nearly all bankruptcy attorneys offer free consultations. See if your friend can meet with an attorney. I would visit http://diylegalinfo.com/bankruptcy_Links.html They have a lot of good information on bankruptcy questions. Filing a bankruptcy action in the Philippines is a lot different from US rules. In the US, citizens are able to file a bankruptcy under certain Chapters of the Federal laws. Pretty much anyone who qualifies is eligible. However, in the Philippines, you must have the approval of the majority of your creditors before a

Q: 

Is a Paralegal the same as a Legal Assistant?

A:  Sometimes, sometimes not. Depends on the employer as much as anything else. Paralegal generally has a little more training and can act a little more independently, but many legal assistants after gaining experience are doing the same. Sometimes it''s just a title. It can be the same job, depending on the firm. However, I have found, in my area, that if a firm makes a distinction, the legal assistant would be under the paralegal and do administrative things, usually for the whole office. It totally depends on the place where you work; these titles can definitely be used interchangeably. The employment ad will tell you what they want. There is really no educational difference if they are the same, because experience is the most important aspect of either of these jobs. But, if a firm...

Q: 

Is an ''Offer To Purchase and Contract'', the same thing as a purchase agreement or sales agreement? If so, was

A:  Any changes on a contract typically need to be signed or initialed by both parties. I believe it is legal for them to change whatever they want, but that''s a "counteroffer" not a contract. Thus you''d need to sign away on those changes (indicating you accept them) before it became a "contract" between you and the seller. This is my understanding, but laws vary from state to state, I would consult a REALTOR licensed in your state and perhaps an attorney. And regarding your first question, yes I believe those are all names for the same thing, but again I would ask a local REALTOR as they could differ in your market for all I know. Brendan Murphy Broker, CRS, GRI, ePro Raving Real Estate Laramie, WY 82070...

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Elp pls. explain this to me "No person shall be twice put in jeopardy of punishment for the same offense."?

A:  This is the ''double jeopardy'' provision in the Bill of Rights. It means that if you face trial and are acquited, you cannot be tried again. Even if the state comes up with proof positive of your guilt, if you were found not guilty of the crime once, you cannot face trial again. It means that when one is charged of a criminal offence... say murder 1 and it is acquitted, they can not charge you for murder 1 again. However in the legal system, there are multiple charges for the same type of crime. If someone slips out of a charge for grand theft auto, you could still be charged from theft over $1000 and chances are you didn''t go quietly into the night. So they could tack on reckless driving, DUI, fleeing the crime scene, resisting arrest, and assaulting an officer. Just hypothetically as...

Q: 

I could use some help and/or advice on a legal matter. During 2008, I started having a dispute with a company that provided advertising services for my company. There were problems with the Ads and I attempted to work with my account representative to get the problems resolved. He was sympathetic, but he was having problems getting his back-office supporting staff to resolve the issues. I informed him at the time that if they kept making the errors, I would stop paying for the Ads. The errors continued and I stopped paying for the Ads. Subsequently, the company threatened to sue me and turned the collection activity over to a law firm that specializes in collection activities. I hired an attorney to dispute the charges and represent me in this matter. Eventually, after a thorough review of the disputed charges, I agreed with my attorney to make an offer to settle the debt to avoid litigation. I also understood that I had received some benefit from the Ads, but not the total benefit. We offered approx. 40 to 45% of the amount claimed by the advertiser. The offer was made via a letter from my attorney to the advertiser?s attorney. The advertiser?s attorney acknowledged that they had received the letter, but since that time, there has never been any other communication from the advertiser or their attorney and that was approx. 11 months ago. Then in late December of last year, I was served papers at home for a court case in another state related to some of the same debt. In this court case, there were two other parties involved that had advertised with the same advertiser and somehow they were attempting a collection activity against all three of us in an adjacent state. None of my Ads had run the state in which I was being sued and in fact, I had a non-compete clause which forbade me from doing business that state. Thinking that this was simply a clerical error, I contacted the attorney that had filed the action to explain that this was a mistake and to ask him to correct his court case. He refused to return my calls and I was forced to hire legal representation in the other state to represent me in this matter. After paying more legal fees, my attorney was successful in getting the case dismissed, however, I wasn?t able to recover any legal fees, so I was out even more money in responding to what I considered a frivolous court case. Well last week I received a letter in the mail from a firm that specializes in working through debt issues with businesses and it referred to a court case which I assumed was the recent case in the adjacent state. However, when I checked the records, I realized that it wasn?t the recently dismissed case, but it was a newly filed case in my state/county by the same law firm that filed suit in the adjacent state. I have yet to be informed of this law suit by the attorney or the court, but I found out they have 30 days to do so and it was filed 20 days ago.Here?s my question ? Does the law protect me from multiple legal collection actions from the same company? I am a struggling small business and I can?t afford all of these legal fees. As a result of their first collection activity through the law firm they hired to perform the collection, I spent thousands of dollars in legal representation to attempt to negotiate a settlement in good faith. We received no response to our offer, neither a rejection nor an acceptance. Now through a completely different law firm in a different state, I?m being sued for some of the same debt and of course this other law firm has absolutely no knowledge of all of the information regarding the circumstances of why the money wasn?t paid. i.e. all of the information that lead up to the settlement letter provided to the first legal firm. I don?t have enough money to pay for repetitive legal representation against all of these actions which pertain to the same debt. It feels like harassment from the advertiser and the only people that are benefitting from all of this are the attorneys. Any advice that you can provide would be greatly appreciated.

A:  I did not read most of your question -- I jumped to the bottom. First, without seeing the paperwork that creates the indebtedness nobody can tell you for sure. But if you are being sued by the same creditor for multiple debts, you can seek to have all of the matters consolidated into one lawsuit, which may help if a judge grants such a motion. If you''re being sued multiple times for the exact same matter, however, then if the multiple lawsuits aren''t dismissed voluntarily you may be entitled to fees and costs to get them dismissed on the basis of ''specious'' pleadings....

Q: 

Are all allstate auto insurance agents the same?

A:  Agents do not set the rates, the company does. If you go to a different Allstate agent, he will be using the same rate book. To deal with him, you will have to sign a broker letter of intent so he can take over your account with permission from Allstate, but, unless his office is closer to you, your existing agent gives you poor service, or you know him and want to deal with him, changing may not be worth it. When you get your renewal, check with a broker who deals with some other companies. Either he will find you a better rate, or you will find you are not so bad off after all, and the quotes are at no charge. Your agent doesn''t define your rates, but your agent can tell you why your rates are rising. Switching agents won''t matter. Having worked for Allstate, the rates only go up if...

Q: 

How can a major police force be run by someone who is unstable? are all Chief Police Officers the same?

A:  I think it will emerge that he was a closet homosexual. There are a lot of unstable cops out there. He has been hounded to his death by bent and corrupt cops, because he tried to get the lazy bas*tards to do what they are paid to do! These legalised criminals are running the force now! they are not all the same but there are a lot out there who should not be in the job, but hey isn''t that true of all jobs. thay are all unstable mate maybe the others will follow in his ways...